配套住宅发展

Invest Atlanta assists with the financing of residential housing developments.

住宅激励措施

One of Invest Atlanta’s core competencies is real estate finance, and we administer several loan programs for the development of workforce housing.

Tax Exempt Bond Financing

免税债券由城市住宅金融管理局(投资亚特兰大的住房金融集团)发行,以帮助实现多户住房的增长.

Structure

URFA有权发行免税债券,向开发商提供低于市场利率的按揭贷款,条件是开发商必须符合美国国税局第142条的规定,以确保租金单位的一定比例惠及中低收入租户.

Each year URFA receives a tax-exempt bond allocation from GA Department of Community Affairs. URFA作为管道债券发行人. Bonds are issued on a first-come, first-served basis based on availability of allocation. There is no maximum amount of bonds that can be allocated to a single development. Eligible projects must be located within the city of Atlanta.

Any tax-exempt bond funds allocated pursuant to this program must be used to provide permanent financing for the development. 拨款并非用于短期融资, or “bridge” financing, or any refinancing, which is not the permanent financing for the development; however, it can be used for construction financing and be taken out by another source under certain conditions.

Eligible Developments

  • 新建或收购和修复. 最少75个单元,总开发成本为500万美元.
  • Conversion of an existing property not being used for housing
  • 40% of units must be set aside to persons at 60% AMI or 20% of units set aside at 50% AMI. See http://www.huduser.org/portal/datasets/il.html for AMI limits.
  • A minimum of 15% of units must be set aside for market rate tenants with no income restrictions
  • 位于亚特兰大市区范围内

Use of Funds

  • 债券融资必须至少占资本总额的50%
  • Cost of Issuance financed by Tax Exempt Bonds cannot exceed 2% of bond amount
  • Affordability period is the greater of 15 years or as long as bonds are outstanding
  • 免税债券可以加上4%的LIHTC债券 & 必须通过信用证或财务担保来增强,除非债券是通过私募出售的,或者债券是评级的,并且该项目与HUD HAP签订了至少15年的合同
  • Bond Financing can be used for up to 100% of total development costs provided debt supports a minimum 1.20x DSCR.
  • 用于收购和修复, rehabilitation costs must equal at least 10% of the total project cost

Developer Guidelines

  • Developer must have experience commensurate with scope and size of the project
  • Developer must have a successful track record of property management and marketing
  • All workforce units must be comparable in size and quality to market rate units within the same development. Affordability must be disbursed across unit types and floors.
  • 开发商必须有财务能力
  • 发展必须符合可持续性要求

附近的兼容性

  • URFA encourages developers to plan/develop projects that are located in the following areas:
    • 经济发展重点地区
    • Qualified Census Tracts
    • Difficult to Develop Zones
    • Within 1/4 mile of MARTA Mass Transit, Atlanta Streetcar, or Atlanta Beltline
    • 在分税制区内
  • Development must complement and enhance the existing character of the neighborhood
  • NPU Letter

How To Proceed

Check out our 开发者申请流程 下面是如何进行的信息.

住房机会债券融资-小型多户家庭

住房机会债券基金(HOB)的创建是为了提供缺口融资,以满足房主对各种收入范围内负担得起的劳动力住房日益增长的需求, builders, developers and community housing development organizations in the City of Atlanta.

Structure

Moneys held in the program fund will be used for low interest loans to developers to finance in part the acquisition, 房屋的建造或整修. These funds may be used in conjunction with conventional financing, 债券融资或其他私人/公共融资,用于建造和/或修复住宅,并为前期开发和场地开发成本融资. 除非发展商有资金来源的明确承诺书,详细说明房屋发展总成本余额的条款和条件,否则不得向居屋贷款或无条件承诺贷款.

The obligation to repay the loan shall be evidenced by a promissory note and shall be secured by a deed to secure debt. Each housing project financed with HOB funds shall be regulated by a land use restriction agreement for a minimum of 15 years. 资金视情况而定.

Eligible Developments

  • 新建或收购和修复 < 85 units (HOUSING PRESERVATION PREFERRED)
  • Conversion of an existing property not being used for housing
  • 30% set aside for a population at or below 80% of AMI for rental housing projects. See http://www.huduser.org/portal/datasets/il.html for AMI limits.
  • 位于亚特兰大市区范围内
  • 项目必须证明资金需要的证据.

Use of Funds

  • Funds may be leveraged with conventional, bond, or other private or public financing
  • Funds serve as gap/bridge loans only; Underwritten based on financing need
  • 用作二次按揭贷款(缺口融资)
  • Loan cannot exceed
    • 每个可负担单位的最高款额:
      • 61% - 80% AMI =最高50,000美元/可负担单位
      • 31% - 60% AMI =最高60,000美元/可负担单位
      • 0% - 30% AMI =最高$70,000/可负担单位
    • 每个项目的最高金额
      • Up to $1,000,000

Developer Guidelines

  • Developer must have experience commensurate with scope and size of the project
  • Developer must have success in leveraging additional funds
  • Developer must have a successful track record of property management and marketing
  • 发展必须符合可持续性要求

附近的兼容性

  • URFA encourages developers to plan/develop projects that are located in the following areas: 
    • 经济发展重点地区 
    • Qualified Census Tracts 
    • Difficult to Develop Zones 
    • Within 1 mile of MARTA Mass Transit, Atlanta Streetcar, or Atlanta Beltline
  • Development must complement and enhance the existing character of the neighborhood
  • NPU Letter 

How To Proceed

Check out our 开发者申请流程 下面是如何进行的信息.

住房机会债券融资-单户

住房机会债券基金(HOB)的创建是为了提供缺口融资,以满足房主对各种收入范围内负担得起的劳动力住房日益增长的需求,builders,developers and community housing development organizations in the City of Atlanta.

Structure

Moneys held in the program fund will be used for low interest loans to developers to finance in part the acquisition, 房屋的建造或整修. These funds may be used in conjunction with conventional financing, 债券融资或其他私人/公共融资,用于建造和/或修复住宅,并为前期开发和场地开发成本融资. 除非发展商有资金来源的明确承诺书,详细说明房屋发展总成本余额的条款和条件,否则不得向居屋贷款或无条件承诺贷款.

The obligation to repay the loan shall be evidenced by a promissory note and shall be secured by a deed to secure debt. Each housing project financed with HOB funds shall be regulated by a land use restriction agreement. 资金视情况而定.

Eligible Developments

  • 新建或收购和修复
  • Conversion of an existing property not being used for housing
  • 可用于出租或自置居所发展
  • 开发必须包含预留, of at least twenty percent (20%) of the units of comparable size and finish of the market rate units, to persons at 120% of the Area Median Income (“AMI”) or below. See http://www.huduser.org/portal/datasets/il.html for AMI limits.
  • 位于亚特兰大市区范围内
  • 项目必须证明资金需要的证据.

Use of Funds

  • Funds may be leveraged with conventional, bond, or other private or public financing
  • 最小项目规模为5个单元
  • Funds serve as gap/bridge loans only; Will be underwritten based on need
  • 用作二次按揭贷款(缺口融资)
  • 贷款不得超过每个可负担单位的最高款额;
    • $50,000/unit; $70,000/unit with ADU; $100,000/ Permanently Affordable Unit
  • 每个项目的最高金额
    • Up to $500,000 (increase possible with additional affordable units or deeper levels of affordability--capped at $2 million)

Developer Guidelines 

  • Developer must have experience commensurate with scope and size of the project
  • Developer must have success in leveraging additional funds
  • Developer must have a successful track record of property management and marketing
  • 发展必须符合可持续性要求

附近的兼容性

  • URFA encourages developers to plan/develop projects that are located in the following areas:
    • 经济发展重点地区
    • Qualified Census Tracts
    • Difficult to Develop Zones
    • Within 1/4 mile of MARTA Mass Transit, Atlanta Streetcar, or Atlanta Beltline
    • Within a Tax Allocation District (TAD) without a current funding source
  • Development must complement and enhance the existing character of the neighborhood
  • NPU Letter 

How To Proceed

Check out our 开发者申请流程 下面是如何进行的信息.

Housing Opportunity Bond Financing - Nonprofits, Single Family

Financing is available for Community Housing Development Organizations (Nonprofits) through Housing Opportunity Bond funds. 

Structure

Moneys held in the program fund will be used for low interest loans to developers to finance in part the acquisition, 房屋的建造或整修. These funds may be used in conjunction with conventional financing, 债券融资或其他私人/公共融资,用于建造和/或修复住宅,并为前期开发和场地开发成本融资. 除非发展商有资金来源的明确承诺书,详细说明房屋发展总成本余额的条款和条件,否则不得向居屋贷款或无条件承诺贷款.

The obligation to repay the loan shall be evidenced by a promissory note and shall be secured by a deed to secure debt. Each housing project financed with HOB funds shall be regulated by a land use restriction agreement. 资金视情况而定.

Eligible Developments

  • 新建或收购和修复
  • Conversion of an existing property not being used for housing
  • 可用于出租或自置居所发展
  • 开发必须包含预留, of at least twenty percent (20%) of the units of comparable size and finish of the market rate units, to persons at 120% of the Area Median Income (“AMI”) or below. See http://www.huduser.org/portal/datasets/il.html for AMI limits.
  • 位于亚特兰大市区范围内
  • 项目必须证明资金需要的证据.

Use of Funds

  • Funds may be leveraged with conventional, bond, or other private or public financing
  • 最小项目规模为3个单元
  • Funds serve as gap/bridge loans only; Will be underwritten based on need
  • 用作二次按揭贷款(缺口融资)
  • 贷款不得超过每个可负担单位的最高款额;
    • $70,000/unit; $90,000/unit with ADU; $100,000/ Permanently Affordable Unit
  • 每个项目的最高金额
    • Up to $500,000 (increase possible with additional affordable units or deeper levels of affordability--capped at $2 million)

Developer Guidelines

  • Developer must have experience commensurate with scope and size of the project
  • Developer must have success in leveraging additional funds
  • Developer must have a successful track record of property management and marketing
  • 发展必须符合可持续性要求

附近的兼容性

  • URFA encourages developers to plan/develop projects that are located in the following areas:
    • 经济发展重点地区
    • Qualified Census Tracts
    • Difficult to Develop Zones
    • Within 1/4 mile of MARTA Mass Transit, Atlanta Streetcar, or Atlanta Beltline
    • Within a Tax Allocation District (TAD) without a current funding source
  • Development must complement and enhance the existing character of the neighborhood
  • NPU Letter 

How To Proceed

Check out our 开发者申请流程 下面是如何进行的信息.

置业支援基金

亚特兰大市通过投资亚特兰大(IA)和联合劝募协会无家可归问题区域委员会(RCOH)建立了伙伴关系,以利用社区在减少亚特兰大无家可归人数方面的成功.

In February 2017, the City of Atlanta announced the $50 million HomeFirst 通过投资于行之有效的住房战略和支持性服务来实现这些目标,并大胆承诺提供2500万美元的城市基金,以配合私人对HomeFirst计划的捐款.

Vine City信托基金融资

The Community/Housing Development Trust Fund was established in 1989 by the City of Atlanta, 乔治亚州世界会议中心管理局和富尔顿县,以支持Vine City和English Avenue社区的振兴.

Structure

The City of Atlanta designated the Urban Residential Finance Authority (URFA) as the administrator for the Trust Fund. Through the Trust fund, loans in the total amount of $8 million were made to for–profit, 非牟利发展商及置业者提供新建及修复的出租房屋,以及置业机会.

The repayment dollars for these loans revolves into a program income account and is used to make additional loans for eligible housing development in Vine City and English Avenue.

Eligible Developments

  • Acquisition, construction, or renovation of multifamily and single family housing
  • Conversion of an existing property not being used for housing
  • 在开发项目中预留至少20%房屋的销售房屋,必须销售给2人或以下的家庭,不超过100%的AMI, 3人或以上的家庭销售不超过115%的AMI,购买价格不超过252美元,890或目前的203fha限额
  • 20% set aside for a population at or below 80% of AMI for rental housing projects. See http://www.huduser.org/portal/datasets/il.html for AMI limits.
  • Provide for long-term affordability provisions of 15 years or more for rental; 10 years for single family

Use of Funds

  • 用作第二按揭贷款的资金(缺口融资)
  • 资金不能超过资本总额的50%或1美元.5 million
  • 会有高达4%的利率吗

Developer Guidelines

  • Developer must have experience commensurate with scope and size of the project
  • Developer must have success in leveraging additional funds
  • Developer must have a successful track record of property management and marketing
  • Must obtain, through a firm commitment, a secure funding source for the balance of the total costs of the project
  • 发展必须符合可持续性要求

附近的兼容性

  • The target area for the Trust Fund is the area bounded by Donald Lee Hollowell Parkway on the north; Joseph Lowery Boulevard on the west; Martin Luther King Jr. Drive, Walnut Street and Beckwith Street as extended to Walker Street on the south and Walker Street, Martin Luther King Jr. 东边的大道和北边大道.
  • See map below. 阴影区域是信托基金的边界
  • NPU Letter

How To Proceed

Check out our 开发者申请流程 下面是如何进行的信息.

Additional Resources

Click here to download.
家庭投资伙伴计划融资

住房投资伙伴计划是一项由联邦政府资助的计划,旨在帮助为中低收入家庭和个人生产和维护负担得起的住房.

Structure

该项目为与新建筑相关的费用提供资金, 收购及修复出租物业.

The HOME assisted project must meet the affordability requirements for not less than the applicable period specified in the chart below beginning after project completion. The affordability period is based on the HOME investment per unit.

Eligible Developments

  • May finance, in part, the acquisition, construction, or renovation of multifamily housing for low and moderate income families
  • 位于亚特兰大市内
  • 必须至少有5个家庭辅助单位.
  • 所有项目必须符合示范能源规范
  • 可用于多户住宅发展,但除非找到可靠的资金来源,以支付房屋项目总成本的余款,否则不会作出或无条件承诺作出
  • Projects are eligible for a maximum of $40,000 per HOME Assisted Unit
  • Ensure all units receiving HOME assistance must be occupied by households earning no more than 80% of the area median income
  • Ensure at least 20% of the HOME units must be affordable to households earning no more than 50% AMI and 20% at 60% of AMI. See http://www.huduser.org/portal/datasets/il.html for AMI limits.

Use of Funds

  • 用于第二按揭贷款的资金
  • Will undergo a subsidy layering analysis to determine the minimum amount subsidy needed based on HUD guidelines for HOME Units
  • Will be evidenced by a promissory note and shall be secured by a deed to secure debt; and
  • 会有高达3%的利率吗

Developer Guidelines

  • For-profit developers and non-profit developers are eligible to apply for HOME funds
  • 发展必须符合可持续性要求

附近的兼容性

  • Correspond with approved neighborhood revitalization plans
  • NPU Letter

How To Proceed

Check out our 开发者申请流程 下面是如何进行的信息.

Additional Resources

Click here to download.
亚特兰大经济型住房信托基金(BAHTF)

亚特兰大市议会创建了BAHTF,以促进环线社区内经济适用房的创建和保护.

Structure

Affordable housing is a critical component of the Beltline development. 来自BAHTF的赠款资金增加了必要的, flexible and unprecedented tool to Atlanta’s affordable housing toolkit. 这些资金可以与其他经济适用房项目和城市激励措施相结合,并与私人资金相结合,在城市中建造或翻新经济适用房. BAHTF的目标是创造一个租赁和业主自住住房单元的平衡组合,并鼓励在腰带周围分配经济适用房.

这些补助金将提供给亚特兰大环线沿线提供负担得起的劳动力住房租赁单元的非营利和营利性多户开发商. 赠款资金可用于资助收购, 为地区收入中位数(按住房和城市发展部的定义)60%或以下的家庭建造或翻新多户住宅. These grants to developers are enforced by a Land Use Restriction Agreement (LURA). 资助总额不得超过发展总成本的30%,每个多户住宅发展项目的资助上限为200万元. The developer is required to obtain additional financing from other sources to complete the development.

Projects involving a combination of nonprofit organizations with for profit partners and investors, 坚持亚特兰大环线设计指南, have affordable rental units for persons at or below 30% of AMI and market to public servants (city, county, Atlanta Public School employees) and City of Atlanta residents will be given top priority.

BAHTF的程序组件包括

  • 多户出租开发商奖励措施
  • 单户住宅发展商奖励措施
  • Community Housing Development Organizations (CHDO) Set-aside for Multifamily Rental
  • Community Housing Development Organizations (CHDO) Set–aside for Single Family Homeownership     

补助金适用于多户家庭, 来自Beltline经济适用房信托基金的独户和CHDO开发商,为Beltline沿线的多户和独户开发项目提供资金.

BAHTF dollars will only be awarded to those developments that would not be economically feasible without this public subsidy. 根据澳门新匍京官方app下载局对财务需求的评估以及澳门新匍京官方app下载局确定的其他因素,授予特定开发项目的资金金额可能低于请求金额的100%.

Verify that your property/parcel is in the Beltline TAD at gis.atlantaga.gov

How To Proceed

Check out our 开发者申请流程 下面是如何进行的信息.

住房机会债券融资-大型多户

This application is currently closed until further notice, 因为所有可用的资金都已承诺. 

Housing Opportunity Bond Financing - Nonprofits, Multifamily

This application is currently closed until further notice, 因为所有可用的资金都已承诺. 

2024收入和租金限制

Download the Invest Atlanta Workforce Housing Income Limits and Maximums here:

发展奖励申请

How to Apply

 

Common Intake Form -仅限多户或混合使用

1. Register in Neighborly - Neighborly Portal

当你第一次进入传送门时, you’ll need to register your account by clicking on the register link. The registration process will create a username (which is your email address) and password that will be used for future logins. The email address you choose will also be used for system emails/notifications, 因此建议使用您的主要电子邮件地址. For security purposes, the system will validate that you own the registered email address by sending an email with a validation link.  

2. Complete & 提交初步问卷

登录Neighborly后, select ‘发展奖励申请’ and complete the preliminary questionnaire. 收到填妥的问卷后, Invest Atlanta project managers will review and contact you with additional questions. If the project is determined to be eligible for a funding program, you will be granted access to the development incentives application.

3. 获取NPU推荐信

所有寻求澳门新匍京官方app下载基金的项目, 发展援助署资助计划*除外, 将需要NPU的介绍和推荐信(*在Beltline TAD和Westside TAD (English Avenue和Vine City)社区内的项目将需要NPU的介绍和推荐信). 在首次申请提交时不需要NPU信,但在向董事会提交资金申请批准之前需要NPU信. 请在选择时机时考虑这个过程. Click here 检讨完整的社区参与指引, 请求演讲日期, and see a sample letter.  

4. Complete & 提交发展奖励申请

收到申请后, Invest Atlanta staff will review the application for content and completeness. After a fully complete application has been reviewed for consistency with Invest Atlanta and programmatic goals, 员工将对项目进行分析和评估. The project manager will contact you with any additional questions and to provide a timeline overview.

 

 
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